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DPIIT Registered — Product of SigmaPai LLP
Filed in minutes, not weekends · Both regimes computed to the rupee · New regime saves ₹42,000 · Every number cites the Income Tax Act · RSU & ESPP — no double taxation · Capital gains with FIFO lot matching · 112A grandfathering applied · Form 16, AIS & 26AS auto-reconciled · Multi-Form 16 aggregated for job switchers · Mismatches flagged before you file · Audit-ready ITR JSON in one click · AES-256 encrypted · DPDP compliant · Notice risk: low · Made for India · FY 2025–26 · Filed in minutes, not weekends · Both regimes computed to the rupee · New regime saves ₹42,000 · Every number cites the Income Tax Act · RSU & ESPP — no double taxation · Capital gains with FIFO lot matching · 112A grandfathering applied · Form 16, AIS & 26AS auto-reconciled · Multi-Form 16 aggregated for job switchers · Mismatches flagged before you file · Audit-ready ITR JSON in one click · AES-256 encrypted · DPDP compliant · Notice risk: low · Made for India · FY 2025–26 · Filed in minutes, not weekends · Both regimes computed to the rupee · New regime saves ₹42,000 · Every number cites the Income Tax Act · RSU & ESPP — no double taxation · Capital gains with FIFO lot matching · 112A grandfathering applied · Form 16, AIS & 26AS auto-reconciled · Multi-Form 16 aggregated for job switchers · Mismatches flagged before you file · Audit-ready ITR JSON in one click · AES-256 encrypted · DPDP compliant · Notice risk: low · Made for India · FY 2025–26 · Filed in minutes, not weekends · Both regimes computed to the rupee · New regime saves ₹42,000 · Every number cites the Income Tax Act · RSU & ESPP — no double taxation · Capital gains with FIFO lot matching · 112A grandfathering applied · Form 16, AIS & 26AS auto-reconciled · Multi-Form 16 aggregated for job switchers · Mismatches flagged before you file · Audit-ready ITR JSON in one click · AES-256 encrypted · DPDP compliant · Notice risk: low · Made for India · FY 2025–26 · 
Made for India · FY 2025–26 open

Don't dread tax season
File with MuTax

MuTax reads your Form 16, AIS and 26AS, computes your liability under both regimes, and hands you a ready-to-file ITR. Minutes, not weekends.

Perfect for salaried employees, stock investors, RSU/ESPP holders, and NRIs.

Start filing — it's free See how it works
No card requiredPay per filingEncrypted & private
Estimated tax · new regime
₹1,87,500
₹42,000
saved vs old regime
MuTax reads
Form 16 AIS TIS 26AS Capital gains RSU vesting Broker P&L
How it works

From a pile of documents
to a filed return.

Drop everything you've got. MuTax classifies each document, reconciles it against the tax department's own records, and computes your return — deterministically, line by line.

Form 16
AIS / TIS
26AS
Broker P&L
MuTax
Ready to fileITR-2 · AY 2026–27
₹1,87,500
Total tax · new regime recommended
Gross income₹12,50,000
Taxable income₹11,75,000
TDS already paid₹1,65,000
Balance payable₹22,500
Your data is protected

Built for trust, by design.

Bank-grade security and India's DPDP privacy rights — every point below is backed by how MuTax actually works, not marketing.

No AI guesses your taxes

Your return is prepared by a deterministic, rule-based engine that cites the Income-Tax Act. The optional Ask-AI helper is the only place a model is used — and your PAN & Aadhaar are masked before it sees anything.

Bank-grade encryption

Your Form 16 and documents are encrypted at rest with AES-256 — and your PAN, Aadhaar & bank details get a second layer.

Only you can access it

Your files are isolated to your account. Optional two-factor auth, auto-lockout on repeated wrong passwords, and Argon2 password hashing.

Your data, your rights

DPDP Act 2023: export or erase all your data on request. We never sell or share it with third parties.

Tamper-evident records

Every action is written to a cryptographically hash-chained audit log that can't be altered — a verifiable trail.

Both regimes

Old or new? Computed to the rupee.

No guesswork and no spreadsheets. MuTax runs your numbers through both regimes, applies every deduction you're entitled to, and recommends the one that pays less.

  • Every slab, surcharge and cess applied exactly
  • 80C, HRA, 80D and more matched automatically
  • See the saving before you commit
Old regime
₹2,29,500
18.4% effective
New regime · recommended
₹1,87,500
15.0% effective
You save ₹42,000 by filing under the new regime.
AI assistant

Ask anything. Every answer cites the Act.

MuTax pairs a deterministic tax engine with an assistant that reads the Income Tax Act. Ask in plain language; get an answer you can trace back to the section it came from.

  • Grounded in the Act, circulars and the Finance Bill
  • Citations on every claim — never a black box
Why is the new regime better for me?
Lower slab rates plus a ₹75,000 standard deduction outweigh the ₹2,78,000 of deductions you'd claim under the old regime — a net saving of ₹42,000.
§115BAC Slab schedule AY 2026-27
Notice risk

Know your risk before you file, not after.

MuTax cross-checks every figure you declare against the department's own AIS data and flags mismatches early — so the only letters you get are the ones you expect.

  • Live reconciliation against AIS and 26AS
  • A single risk score, explained in plain words
22
Low risk · figures match AIS within ±2%
Who it's for

Made for the way you file.

One Form 16, one click, one filed return.

Upload your Form 16 and MuTax does the rest — reconciles your AIS, picks your regime, and exports a return ready for the e-filing portal.

9 min
median time from upload to ITR JSON
Why MuTax

Built for complex Indian incomes.

Powered by a deterministic tax engine that cites every Income Tax Act section. Upload your documents and get an audit-ready return — no guesswork.

Accuracy first

Every calculation is deterministic and legally traceable.

  • Avoid incorrect filings with section-level validated calculations
  • Auto-match Form 16, AIS, 26AS & broker — detect every mismatch
  • Audit-risk alerts before you file — not after

Built for real users

Handles the complexity most tax tools can't.

  • RSU / ESPP — avoid double taxation & incorrect valuation
  • Multi-Form 16 aggregation for mid-year job switchers
  • STCG / LTCG with FIFO lot matching & 112A grandfathering

Compliance & safety

Your financials stay private — always.

  • AES-256 encryption — PII scrubbed before LLM inference
  • DPDP Act 2023 compliant with data export & erasure
  • Zero data sharing — never used for model training

Ready to file
withMuTax?

Upload your documents and MuTax will compute your liability under both regimes, automatically.

Start filing — it's freeSign in
MuTax

Manage your tax with AI. An income-tax filing platform, made for India.

Product from SIGMAPAI LLPDPIIT registered startupVisit www.sigmapai.com
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